From 1 December 2025, the State Bank of India (SBI) has introduced revised service charges on ATM and ADWM (Cash Deposit Machine) transactions. These changes follow the increase in interchange fees and rising operational costs across the banking industry. This guide explains the new SBI ATM charges in simple English so that customers can understand … Read more
Serving the nation is a matter of pride, and ensuring financial security for those who protect us is equally important. State Bank of India (SBI), through its Defence Salary Package (DSP), has always offered special banking benefits to defence personnel. Now, SBI has further upgraded the benefits for Agniveers of the Indian Army, Navy, and … Read more
International money transfers can feel confusing, especially when you are asked for a SWIFT code. If you’re sending or receiving money from abroad, this small 8–11 character code becomes extremely important. In this simple and customer-friendly guide, you will understand what a SWIFT code is, how it works, and how to easily find the SBI … Read more
When you look at your bank’s cheque book, you may notice a series of numbers printed at the bottom. One of them is the MICR Code. Many people use this code for bank forms, ECS mandates, and account verification, but very few know what it truly means.This blog will help you understand what MICR is, … Read more
Teaching children the value of saving money at an early age is one of the best gifts we can give them. To support this, the State Bank of India (SBI) offers special savings accounts designed especially for minors. These accounts not only help children learn banking basics but also allow them to manage small transactions … Read more
Financial emergencies can come anytime, but selling your investments is not always the best option. To help customers raise funds quickly and safely, State Bank of India (SBI) offers a 100% digital Loan Against Mutual Fund (LAMF) through seamless integration with CAMS. This service allows you to borrow money instantly by pledging your Mutual Fund … Read more
Supporting India’s startup revolution, the State Bank of India (SBI) has introduced a dedicated Startup Financing Policy to help entrepreneurs access easy loans, working capital, and additional services. This policy is aligned with the Government of India’s Startup India mission and offers financial support to innovative businesses across MSME, agriculture, and allied sectors. Whether you … Read more
Enhanced Security Features in SBI Debit Cards – Complete Customer Guide Digital banking is growing rapidly, and so are online frauds. To keep your money safe, State Bank of India (SBI) offers strong and smart security features in its debit cards. These features let you Switch On/Off different types of transactions, set limits, control international … Read more
Today, everyone wants quick and hassle-free banking. Standing in queues or opening apps every time is tiring. That’s why State Bank of India (SBI) offers SBI Quick – Missed Call Banking, a simple and free service that helps you get important information instantly. With SBI Quick, you can check your account balance, mini statement, loan … Read more
A Complete, Simple & Customer-Friendly Guide Based on the Latest SBI SOP When a loan account becomes a Non-Performing Asset (NPA), customers often get confused about what happens next. Many borrowers worry about legal action, loan recall, or how banks handle such accounts. To bring more transparency and help customers understand the process, the State … Read more